Checking

Hanover Community Bank offers checking products and services to fit your lifestyle. In addition, we offer access to eStatements, online banking and bill pay. Take a closer look at our account options and find the account that best suits you.

Totally Free Checking

Our most cost-effective checking account available, because it's Totally FREE - free of monthly charges and per-check charges.

  • Minimum amount to open is $100.00
  • No minimum balance
  • Unlimited check writing
  • No monthly service charges
  • Non-interest bearing account
  • Free Online Banking with Bill Pay
  • Monthly statements
  • HCB Visa Debit Card with no annual fee
  • Use your HCB ATM / Debit Card to get cash ANYWHERE and we'll reimburse service charges*

 

Senior Checking **

Because you are 55 years or older you will be able to earn interest and get banking office services at no additional charge. That is why HCB's Senior Free Checking Account is right for you!

  • Minimum amount to open is $300.00
  • No monthly services charge
  • Competitive interest rates
  • Unlimited check writing
  • Monthly statements
  • Free Online Banking and Bill Pay
  • HBC Visa Debit Card with no annual fee
  • Use your HCB ATM / Debit Card to get cash ANYWHERE and we'll reimburse service charges*

View Rates

 

NOW Personal***

With our NOW Personal Account, you will get the features you need Free.

  • Unlimited check writing
  • No monthly service charge
  • Competitive interest rates
  • Free Online Banking and Bill Pay
  • Monthly statements
  • HCB Visa Debit Card with no annual fee
  • Use your HCB ATM / Debit Card to get cash ANYWHERE and we'll reimburse service charges*

View Rates

 

Basic Banking Checking

Open your account with as little as $25.00. Basic Checking lets you Make 8 withdrawals per statement cycle and offers 24-hour online access to your account plus monthly statements, digitized check images and an ATM/Debit card.

  • Minimum balance to maintain account is $.01
  • $3.00 monthly fee, regardless of balance
  • Non-interest bearing account
  • Make unlimited deposits
  • Maximum of 8 fee-free withdrawals each statement cycle 1

1 A $0.50 per transaction fee will be charged on all withdrawals in excess of 8 per statement cycle

 

* Limitations Apply.  The first five foreign ATM transaction fees (both Hanover and Foreign Bank ATM fees) in a statement cycle will be reimbursed.

** Senior Checking: Must be 55 years of age or older to be eligible for this account. Minimum amount to open is $300.00. Service charge of $3.00 charge if balance falls below $300.00. Service charge waived with direct deposit.

*** NOW Personal: Minimum amount to open is $500.00. Service charge of $5.00 per statement cycle if balance falls below $500.00. Service charge waived with direct deposit.

Call Hanover Community Bank at (516) 248-4868 or (646) 569-3600 for more information on our banking products and services. Branch location, hours of operation and other related information can be found on our Contact page.

All Hanover Community Bank accounts are insured by the FDIC for at least $250,000.

Have more questions? Check out our FAQs page for additional information.