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Checking

Whether you're just starting out or well into retirement, Hanover Community Bank offers checking accounts to fit almost every need and lifestyle. Our checking accounts give you the options you want with the flexibility you need to manage your finances worry-free.

Basic Banking Checking

Open your account with $25.00. Basic Checking lets you write up to 15 checks each month and offers 24-hour online access to your account plus monthly statements, digitized check images and an ATM card.

  • Minimum balance to maintain account $.01
  • $3.00 a monthly fee
  • Non-Interest bearing account

Now Checking

Open your account with $500.00. Now Checking provides all of the features of Personal Checking, plus you will earn interest if your daily balance is $500.00 or more. There's no service charge if you have Direct Deposit. Additional features include digitized check images, and an ATM/Visa® debit card and access to 24-Hour Online Banking.

  • No Service Charge if account receives Direct Deposit otherwise
  • $5.00 monthly fee if daily balance falls below $500.00 during cycle

Personal Checking

Personal Checking lets you write unlimited checks when you open your account with a minimum balance of $100.00 and pay no monthly fee if your account receives Direct Deposit. You also receive the benefits of 24-hour online access, monthly statements and digitized check images plus ATM/Visa® debit card.

  • No Service Charge if account receives Direct Deposit otherwise
  • $5.00 monthly fee if daily balance falls below $100.00 during cycle
  • Non-interest bearing account

Senior Checking

Enjoy the benefits of our NOW Checking account in a way that works best for seniors with lower balance requirements. Your first orders of custom designed checks (150) are free and interest is paid on balances above $300. You also receive the benefits of 24-Hour Online access, monthly statements and digitized check images plus ATM/Visa® debit card.

  • Must be 55 years of age
  • $300.00 minimum balance to open account
  • No Service Charge if account receives Direct Deposit otherwise $3.00 each cycle if the balance is below $300.

College Checking

Available exclusively to active students, College Checking provides benefits that make managing your money easy. It's free with a valid college ID for those 18-24 years of age. You also receive the benefits of 24-hour online access, monthly statements and digitized check images plus an ATM/Visa® debit card.

  • $50.00 minimum balance to open account
  • Account will automatically convert to personal checking upon reaching age 24
  • No transfer fee from a parents' account at HCB
  • No service charge

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